Permanent partial disabilities (PPD) are caused by injuries that are partially disabling. Workplace accidents can have severe consequences on a person’s physical health. Although they might be able to return to work in some situations after treatment, they may have certain restrictions because of their partial loss of functioning.
Common examples of permanent partial disabilities include nerve damage, carpal tunnel syndrome, hearing loss, partial blindness, and back injuries. Workers’ compensation claims allow victims of accidents to seek benefits if they have suffered from such disabilities. Consulting an experienced personal injury attorney can answer your questions such as “what is a PPD award” and help you take the proper legal steps to claim it.
What do you need to do before you can qualify for PPD benefits?
- Be eligible to claim workers’ compensation:
Before you can file for workers’ compensation, you must determine whether you are eligible. The major eligibility requirements include that the victim must be an employee, the employer must carry workers’ compensation insurance, and the injuries or illnesses suffered were work-related. You must report the injury and file the claim within the state’s deadline.
- File a worker’s compensation claim.
Follow the procedure set by your state and file a workers’ compensation claim. When you do this, you cannot take legal action against your employer for your injuries.
- Seek medical treatment:
Immediate medical treatment after your injury is a must. The doctor that treats you plays a significant role not only in your recovery but also in your claim value.
What is rating permanent disability?
After you have reached the state of maximal medical improvement, your doctor conducts a series of tests to determine whether you have suffered from any impairments because of workplace injuries. If you have impairments, they are translated into a permanent disability rating to describe how much the impairment limits your abilities. After your PPD is rated, your award settlement can be made through a periodical or a lump-sum payment.
What is the role of your lawyer?
A lawyer can benefit you in several ways. They understand the complex laws about workers’ compensation and enable you to make the right legal decisions. They also provide you with advice before you agree to a settlement based on how it might affect your future. Often, insurance companies may also try to dismiss your claim, and a lawyer can protect your rights.
The process of claiming a partial permanent disability award is challenging and complicated. The presence of a skilled attorney can simplify the procedure and benefit you in several ways.