Tips from a Los Angeles Car Insurance Expert: 4 Things Parents With New Teen Drivers Need to Do to Ensure Family Safety

When a new teen driver is about to take to the road, there is a mixed bag of emotions. The teen driver is likely very excited as he or she makes that first big step into a new chapter of just getting closer to being an adult and taking up more grownup responsibilities, and they are excited to have more freedom. On the other hand, parents are guarded and nervous about their child being out, and driving a large piece of machinery that can inflict damage. However, when you know how to get all the right parts lined up, you can help to protect the safety of your family.

  • Get the Right Los Angeles Car Insurance Policy

LA has one of the highest car accident rates in the country. That said, it is critical to get the best Los Angeles car insurance policy that protects your teen driver, as well as the rest of the family. The problem with car insurance policies in Los Angeles for teen drivers is that they can be very expensive and offer limited amounts of coverage for property and physical damage.You need to speak to your broker to make sure your teen driver has the right coverage to protect their health and wellness in the event of an accident, as well as a policy that covers the other party. As for property damage, you want a policy that will cover car damage, including multiple cars if there is a pileup, and property damage for homes and businesses in the event a car enters someone’s private property and tears up the lawn or crashes into the house.

  • Have a Good Los Angeles Auto Accident Lawyer On Hand

Even if your teen driver or anyone else in your family hasn’t been in a car accident, it’s a good idea to form a relationship with a Los Angeles auto accident attorney with a personal injury law firm in southern California. In the horrible event you get in a car accident, you will want to have fast access to a Los Angeles auto accident lawyer that can step up and protect your legal rights. This will keep your family safe from being manipulated by insurance companies that are out to trap you into making statements that could limit your claim. An auto accident lawyer will also help to make sure you get the right medical attention in a timely manner, and they will get the ball rolling to make sure you aren;lt billed for a single cent. An auto accident lawyer will also help keep your family centered and grounded during a stressful time of uncertainties. That said, find the best auto accident lawyer in Los Angeles, and have him in your back pocket in the event he is ever needed.

  • Make Sure Your Teen Driver’s Car is Safe

Your teen may want a sexy sports car, however, you likely want him or her in something safe and responsible. Vans or SUVs are robust and safe, as they can withstand more force from an accident than other vehicles. You can check to see what the safest cars of 2022 are, but they include the following:

  • Honda Civic
  • Hyundai Tuscon
  • Mitsubishi Outlander
  • Acura MDX
  • Honda Insight
  • Hyundai Santa Fe
  • Honda CR-V
  • Genesis GV20
  • Hyundai Elantra
  • Mazda 3
  • Mazda CX-30
  • Toyota Camry

If you are going to buy a new car for your teen driver, one of the above options would be an ideal choice based on the safety reports.

  • Reward Your Teen for Good Driving Habits

There are a number of products you can buy that keep track of your teen’s location, car speed, and the time of day. There are also front and rear car cameras you can buy. These monitoring tools can help parents ensure that their child is sticking to curfew, obeys the speed limit, and doesn’t engage in reckless driving. If your teen driver obeys your guidelines, you can reward them with an extended curfew time, cash rewards, or you can get ultra creative and give them points and once they reach a certain number of points they can trade them in for rewards.

Get all of these items on board, and once you do you and your teen driver will be in a better place to help uphold safety standards for your family.